Why Subscribe to Your Virtual Credit Manager?

Online Credit and Collection Insights for Small Businesses

While you’re focused on selling, dealing with customers and expediting orders, are you finding that your accounts receivable are getting older and cash flow is evaporating? This may be because you sold customers on credit who now have little or no likelihood or ever paying you on time, or possibly ever. Another cause could be system weaknesses in your billing process…and the list goes on.

In the early years of a business, and when tough times come around, owners are happy to land sales without regard to the customer. But when an owner ends up selling goods or services on open credit terms to financially weak customers, pretty soon they start encountering serious payment delays and even defaults. The impact ranges from periodically tight cash situations to serious cash shortfalls that may threaten the existence of the business.

How can this problem be avoided or at least minimized? The answer is Utilizing Sound Credit Practices. Doing this requires specialized expertise and a significant investment in time and money. How can a business owner focus on driving revenue, product quality, and outstanding service, while also implementing and practicing sound credit?  Not very easily.

We’re offering a new solution to this dilemma. It is Your Virtual Credit Manager. YVCM provides a concise weekly newsletter with helpful tips for business owners to better manage their Accounts Receivable and cash inflow. More importantly, it includes access to experienced Credit experts to answer your specific questions pertaining to your order-to-cash process, and advise you on how to meet the challenges of Business Credit. YVCM will equip you with the necessary Credit expertise for your business to succeed without requiring you to spend unnecessary time dealing with cash flow issues.

Get the expertise you need, when you need it, without having to hire expensive resources. Our expertise is available “on demand” for our subscribers as part of the subscription package.

The principals behind YVCM have over 80 years of front-line Credit experience, performing, managing and advising enterprises large and small on sound Credit Practices for the B2B marketplace. In our careers we have consulted with leading firms across a broad range of industries, such as:

  • Starbucks

  • EMC2

  • M&M Mars

  • Cardinal Health

  • Constellation Brands

  • Fisher Scientific

  • GE

  • IBM                                       

  • Yahoo

  • Ortho Clinical Diagnostics (J&J)

  • Schindler Elevator

  • Viacom

  • Rowe Furniture

  • Sara Lee

We’ve also managed credit at firms such as International Paper and Remington Rand besides being Dun & Bradstreet and Genpact veterans, so we’ve seen it all.

You can get to know us better by signing up for a free subscription, which includes the weekly newsletter and limited access to the YVCM archives, but you will need a paid subscription to get full access to the newsletter, website and top notch credit and collections expertise.

Stay up-to-date

You won’t have to worry about missing anything. Every Tuesday morning, a new edition of the newsletter will be sent directly to your inbox. In the meantime, the YVCM Archive is available 24/7.

Join the crew

Be part of a community of business owners and finance managers who share your responsibilities for accounts receivable, credit and collections. YVCM covers the entire Order-to-Cash Process. Feel free to spread the word.

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Your Trusted Advisor for Managing B2B Credit & Collections at Small and Mid-Sized Businesses

People

David Schmidt, Managing Director of A2 Resources (a consultancy focused on credit, collections and AR automation) is a 40+ year business credit executive and co-author of Power Collecting: Automation for Efficient Asset Management (Wiley, 1998).
Alex Armitage is the founder and CEO of Nectarine Credit, a credit decisioning software platform.
* 33 years experience helping over 250 companies improve their Accounts Receivable Management . * Author of "Accounts Receivable Management Best Practices".